How to Sell Credit Card Processing Account Portfolios

An imperative aspect of investing is knowing when to sell your assets. In this case, we’re speaking about portfolios of credit card processing accounts. Understanding the sales process helps ensure you maximize the value of your portfolio. 

Whether you’re interested in retiring, entering a new field, or just freeing up some capital, we can help you achieve your financial goals. 

Here’s more information about how to sell a payment processing residual stream. You’ll also learn why Velocity Funding can be the ideal portfolio buyer for your business.

Sell Your Portfolio Today

How to Sell Credit Card Processing Account Portfolios

Before selling a portfolio, the first task is to have it evaluated professionally. A thorough valuation should consider a multitude of factors, including, but not limited to:

  • Residual income
  • Number of accounts
  • Sales volume
  • Retention rates
  • Account types

A professional valuation helps determine your portfolio’s true worth. It’s not just about the numbers—it also enables you to learn about market demand and how you can make your portfolio stand out in a potentially competitive landscape.

Another aspect of the credit card processing account sales process is a review of Agent/ISO contracts and reports. This step involves analyzing financial statements, residual statements and contracts from your portfolio. The historical data on merchant level volume, transactions, profit margin and residuals are key to determining the maximum value for your credit card processing account portfolio.

Once you have all your information gathered, present it to a qualified buyer. You should receive an offer. At this point, you must decide whether this offer is worth accepting.

Finding the Right Account Portfolio Buyer

We can’t talk about how to sell payment processing residual streams without talking about buyers. Not all of them are the same. When searching for a portfolio buyer, consider the following factors:
  • An Established Company: Considering the importance and value of your merchant processing portfolio, you must ensure you’re choosing a qualified potential buyer like Velocity Funding, that can move quickly, honestly and has the money to fund the transaction. Selecting the right buyer can significantly increase the speed and value at which your portfolio sells.
  • Rapid Responses: Time is money. Selling your portfolio at the right time can maximize its value. You can count on Velocity Funding to work professionally and quickly, from consultations to closings.
  • Honesty and Transparency: With something as valuable as your financial future, you need a buyer who communicates openly about potential risks and plans for managing accounts while answering your questions.
Get a Free Valuation

Why Sell Your Portfolio to Velocity Funding?

Knowing how to sell credit card processing account portfolios becomes much easier with a trusted company in your corner. We’re that business.

What sets Velocity Funding apart includes the following:

  • Comprehensive Valuations: Velocity Funding’s in-depth valuations leave nothing out.
  • Fast and Reliable: An optimal credit card processing account sales process shouldn’t involve delays. That’s why we streamline portfolio sales. Simply said, Velocity is the fastest firm purchasing merchant portfolios in the United States.
  • A Commitment to Stellar Service: We tailor each aspect of our service to meet your needs while providing exceptional customer service. Velocity buys merchant accounts. Our interest is that the Merchant continues to process with the same processor so we can recoup our investment. Therefore servicing the Merchants properly without interfering with your existing relationships is critical.

Frequently Asked Questions About Selling Credit Card Processing Account Portfolios

It’s understandable for a card processing business to have questions before selling. Let us use our extensive experience acquiring credit card processing portfolios to offer help.

1. What is a credit card processing portfolio?
This type of portfolio contains merchant accounts that agents or Independent Sales Organizations (ISOs) manage. These accounts earn income for payment processing companies based on transaction fees.
This account lets a business accept payments from debit or credit card customers. Merchant services businesses partner with payment processors to allow clients to accept multiple payment types from people and companies.A merchant portfolio is a term for a collection of accounts where an agent or ISO has a right to receive a residual or commission on the merchant accounts in the portfolio. An ISO or agent typically manages.
This account lets a business accept payments from debit or credit card customers. Merchant services businesses partner with payment processors to allow clients to accept multiple payment types from people and companies.A merchant portfolio is a term for a collection of accounts where an agent or ISO has a right to receive a residual or commission on the merchant accounts in the portfolio. An ISO or agent typically manages.

Velocity Funding has Expertise in How to Sell Credit Card Processing Account Portfolios

Do you need to sell your portfolio? Are you planning to sell it someday? Maybe you’re curious about a portfolio’s value without wanting to sell. Contact Velocity Funding. 

Selling your portfolio doesn’t have to feel complicated or confusing. We are experts at valuating and acquiring credit card processing portfolios. Count on our honest answers, rapid responses, and the maximum value for your portfolio.

Sell Your Portfolio Today