Sell Your Merchant Services Portfolio for Maximum Value

We specialize in acquiring merchant services portfolios from Independent Sales Organizations (ISOs) and agents.

We specialize in acquiring merchant services portfolios from Independent Sales Organizations (ISOs) and agents.

If you are thinking about selling your merchant services portfolio, you need to contact  Velocity Funding! We specialize in acquiring merchant services portfolios from Independent Sales Organizations (ISOs) and agents. 

We will provide you with honest advice, a quick evaluation, and the maximum valuation for your portfolio. Whether you want to reinvest in your business, enter a new industry, retire, or cover emergency expenses, Velocity Funding is your answer. Work with us to gain financial flexibility to achieve your personal and business goals.

Why Sell My Payment Processing Residual Stream?

There are several situations in which selling a merchant services portfolio is an ideal solution. Agents and ISOs typically sell when they need to:
Selling your merchant services portfolio gives you cash now. Selling to Velocity Funding can make a large payment readily available, letting you focus on your priorities without delay. It can also provide financial flexibility while taking significant stress off your plate.
Whether you work for an ISO managing many accounts or an agent looking for a fresh start, Velocity Funding can help provide that financial safety net when needed.

Why Choose Velocity Funding?

We are one of the few companies actively acquiring merchant services portfolios and directly funding the purchase. However, there are other reasons to choose Velocity Funding when you’re ready to sell your payment processing residual stream.
Here’s why ISOs and agents choose us when they’re ready to sell their merchant services portfolios:

Maximum Payouts

We specialize in providing the highest multiples in the industry for your portfolio. We provide offers on approximately 95% of the portfolios we evaluate.

Fast Valuations and Closings

We usually provide offers as fast as 24 hours. Count on Velocity Funding to also provide rapid responses and closing times.

Working Closely With a Merchant Portfolio Expert

There’s no dealing with intermediaries with Velocity Funding. You’ll work directly with the people providing the offer and buying your portfolio.

We Focus on Post-Sale Relationships

We’re here to make selling merchant services portfolios streamlined and simple. Our outstanding customer service will protect the portfolio against attrition and not interfere with your existing and future relationships.

Extensive Industry Partnerships

Velocity Funding works with over 70 credit card processing companies.

Direct Purchaser

We are the purchaser of your portfolio and there is no middleman. When you sell your payment processing residual stream to Velocity Funding, you are selling to the source. There are no commissions paid to third party brokers.

We’re not only buyers. We are industry advocates who dedicate ourselves to providing exceptional client service. Additionally, Velocity Funding utilizes cutting-edge technology, time-tested valuation methods, and our decades of experience to provide accurate portfolio valuations.

We take pride in the time and effort it has taken to become a trusted partner for ISOs and agents. Whether you’re ready to sell your payment processing residual streams or want a clear picture of your portfolio’s worth, you can depend on Velocity Funding.

Sell Your Merchant Services Portfolio in 3 Easy Steps

Velocity Funding believes that selling a portfolio should be simple. That’s why we offer an easy-to-follow process. Here’s a closer look.

Speak with Velocity Funding and Have Your Questions Answered

Tell us why you would like to sell your merchant portfolio and we will develop an offer that meets your financial needs and goals.

Receive Our Offer

Our company works fast. We’ll provide an offer within 24 hours.

Get Paid

Receive your money quickly and use it however you’d like!
Selling your payment processing residual stream doesn’t have to be complicated. Velocity Funding makes things straightforward, stress-free, and simple. Choosing us means selecting a team that values integrity and transparency.

25 Years of Experience

Put our decades of trusted experience to work for you. Join the hundreds of agents and Independent Sales Organizations (ISOs) that trust Velocity Funding for maximum value offers.

303

PORTFOLIOS
PURCHASED

739

EVALUATIONS
COMPLETED

$17,974,122

TOTAL PORTFOLIO
PURCHASE PRICE

62

DIFFERENT
PROCESSORS

Who Velocity Funding Serves

Velocity Funding has the knowledge and experience to serve Independent Sales Organizations (ISOs) and agents. Whether you are a larger ISO or an agent with a smaller portfolio, both can benefit from selling their payment processing residual streams.
Our business knows that no two clients are the same. You face unique challenges and opportunities. No matter the size of your portfolio, rely on us to extend the professionalism and dedication you deserve.

Agents

While agents often work with fewer accounts than ISOs, it doesn’t negate the worth of an agent’s portfolio. You can benefit immensely from selling a merchant services portfolio to Velocity Funding if you’re an agent.

Sometimes, you need to take advantage of your portfolio’s value now instead of in the future. You could be facing a situation where you’re exiting the industry or need funds for non-business purposes. No matter the reason, selling your portfolio can help you get paid for your years or decades of hard work.

Independent Sales Organizations (ISOs)

ISOs typically work with large portfolios managed by entire teams. It’s not uncommon for ISOs to work with hundreds or thousands of accounts. As these groups know, managing so many accounts can get complicated fast. Our business can help alleviate your organization’s concerns. Even if you deal with several processors, it is not a problem. 

Velocity Funding provides the option of purchasing a percentage or all of your portfolio, which can help your business streamline operations.

Selling Is a Smart Move

It’s understandable not to be aware that you can sell your merchant services portfolio. That doesn’t mean every portfolio is worth a fortune. However, you could be sitting on an incredible untapped opportunity.

Earning residual income is nice. However, the better move for you or your organization could be to sell a portfolio for a more significant upfront payday. Another viable option that’s possible after selling a portfolio is reinvesting. With time being a vital factor in investing, what you invest now could provide a hefty return on investment (ROI).

FAQs About Selling Merchant Services Portfolios

Velocity Funding gets many questions from merchant groups, payment processing agents, and others. Here are answers to the inquiries we most commonly receive.

What is a merchant services account?
This account lets a business accept payments from debit or credit card customers. Merchant services businesses partner with payment processors to allow clients to accept multiple payment types from people and companies.A merchant portfolio is a term for a collection of accounts where an agent or ISO has a right to receive a residual or commission on the merchant accounts in the portfolio. An ISO or agent typically manages.
A merchant portfolio is a term for a collection of accounts where an agent or ISO has a right to receive a residual or commission on the merchant accounts in the portfolio. An ISO or agent typically manages these portfolios. Accounts in these portfolios earn merchant services agents or ISOs money through processing fees that are passed through as residuals.

We offer a quick online portfolio evaluation tool that provides you an idea of the portfolio metrics, however, the only way to obtain an in depth evaluation and a written offer is to have us review the past thirteen months of residual reports. Our team of expert buyers can provide ISOs and agents with accurate evaluations of their portfolios in only 24 hours.

A general guideline is that more extensive portfolios are typically worth more money than smaller ones. Beyond that, experienced buyers look at many factors to determine a portfolio’s worth. 

That may include:

  • Number of accounts
  • Level of risk
  • Basis points earned on each account
  • Concentration
  • Attrition

Velocity Funding is a well-established business with a stellar reputation built on professionalism, honesty, and offering our customers maximum value for their portfolios. Our company works to ensure that your specific needs are understood and met. You can also depend on us to maintain excellent long-term post-sale relationships after you sell your payment processing residual stream.

We help clients from all walks of life, including those who are seeking to sell merchant services portfolios to:

  • Reinvest
  • Pay for emergencies
  • Retire

Contact Velocity
Funding Today

We focus on purchasing and servicing merchant accounts, portfolios, and residual streams. Velocity Funding provides our customers and partners personalized, professional service and maximum portfolio valuations. Count on us to develop a way to acquire your merchant services portfolio that meets your business needs and revenue goals.